PowerPay monitors your balances daily and sends you an alert before your statement closes — so you always pay on time, in full, and never pay a cent in interest.
average interest paid
per cardholder per year
interest paid by
PowerPay users
to connect your cards
and get started
PowerPay works silently in the background so you never have to think about it.
Link every credit card you own through Plaid's bank-grade secure connection. See all balances in one place — no manual entry required.
Your balances are refreshed every day. PowerPay keeps a running picture of what you owe across every card at all times.
Receive an SMS alert before each card's statement closes. Know exactly how much to pay and when — so you wipe out interest entirely.
Open the app, review your balance breakdown, and confirm your payment plan — all in under a minute, right from your phone.
Paying in full each month keeps your utilization low. PowerPay helps you build a stronger credit profile while saving on interest.
Powered by Plaid, your credentials are never stored by PowerPay. All data is encrypted in transit and at rest using AES-256.
No spreadsheets. No manual tracking. Just connect once and let PowerPay handle the rest.
Sign up at app.powerpayment.app in under two minutes. No credit card required to start.
Use Plaid to securely link all of your credit cards in one go. It's fast and your credentials are never shared with us.
PowerPay tracks your balances every day and knows exactly when each card's statement is about to close.
You receive an SMS alert before each statement closes. Open the app, confirm your balance, and pay. Interest gone.
Start free. Upgrade when it makes sense for you. Cancel anytime.
No credit card required to start · Cancel anytime · All plans include bank-level encryption
Join PowerPay and keep every dollar of your hard-earned money.
Get Started — It's Free →PowerPay sends SMS alerts before your credit card statement closes so you never miss a payment. You opt in by entering your phone number in the app settings and enabling alerts. You can opt out at any time by replying STOP to any message or disabling alerts in the app. Message and data rates may apply. Typically 2 messages per card per month.
